If you have damaged credit
due to bankruptcy, foreclosure, repossession or charge off's, please go
to our damaged credit page and tell us about your
situation. We're the best at helping families re-establish their credit
and enabling you to buy that home.
If you have excellent credit,
our home loans offer the most competitive rates available. Our efficient
underwriting and funding systems enable you to relax and avoid worry about
the status of your home loan. You won't be rushing to get your loan finalized
because we can approve your loan today. We will provide you with written
confirmation of your approval and any conditions required for funding.
Some borrowers such as self
employed sole-proprietors cannot adequately verify their income through
normal means of verification such as 1040 tax returns. ADDIE
MAE has a number of programs available for these borrowers. Many borrowers
do not keep their money in traditional savings institutions. No income
verification (NIV) loans can also be used when a lender cannot verify
the source of down-payment or savings.
If your company is relocating
you and your family then you might be eligible for our corporate relocation
loans. You may not realize it, but when your company pays for your relocation,
it says a lot about you. Your company is investing a lot of resources in
a valued employee. This indicates a stable work environment. We can offer
this borrower additional savings and a lower interest rate.
In today's low interest rate
environment, adjustable rate mortgages (ARM's) often make little sense.
However, you might be an individual that is planning to only live in your
new home for a limited period of time.
Or you may be refinancing a
home you plan to sell within a few years. We offer adjustable rate mortgages
for terms from one to ten years, allowing you to lock in a lower interest
rate for a specific term that matches your needs.
ADDIE MAE offers the
programs that our clients want and need. Our friendly staff can tailor
a loan program just for you.
programs for refinancing your existing home to lower your current mortgage
interest rates, thus reducing your monthly payment, or taking advantage
of recent changes in the law allowing homeowners to take a portion
of their cash equity from their homestead to use anyway they wish.
If you currently are purchasing/leasing
a property using a Contract For Deed, owner financed or leasing with option
to buy, we have mortgage programs that will put the Deed in your name and
provide the security of actual ownership you deserve. In most cases there
are No Out of Pocket Costs to you for the mortgage.
Don't place your homeownership
future, equity, tax advantages and peace of mind in the hands of others,
let us provide you with a new mortgage TODAY!